Retirees - Flex Benefits

Years of smart planning have provided you with the retirement you deserve, but there are still out-of-pocket expenses you have to be mindful of when it comes to your healthcare.

Your monthly bills and potential Medicare Advantage premium might be reasonable, but,

• An unexpected accident or emergency room visit could leave you with thousands in debt.

• The average Medicare Advantage out-of-pocket responsibility in 2023 was $4,835 for in-network care
• For both in- and out-of-network care, your average responsibility is $8,659 if you travel or winter in areas outside of your PPO network.¹

Individuals like you can enroll in a Flex Benefits accident plan to help cover expenses that could occur during a pickleball game, hiking or when you need a doctor’s office visit, Urgent Care or the emergency room.

When there is an out-of-pocket responsibility for healthcare, supplemental benefits from Flex Benefits can:

• Help take care of deductibles and copays for office visits, surgeries, and hospital stays that are your financial responsibility from the first dollar charged.
• Provide benefits that are good anywhere with no network requirements.
• Offer flexible product bundling based on your medical needs.
• Provide free and unlimited non-insurance telehealth viral visits for any minor illness or injury.
• Gives you the ability to start and stop coverage when you need cash for other financial obligations.

If you are Medicare-eligible, enrolled in Original Medicare or Medicare Advantage, a 65+ accident insurance package could help cover deductibles and copayments that are your required out-of-pocket responsibility for medical care.

Shop plans designed for Retirees like you