You enjoy an active lifestyle, which includes frequent travel, winter destinations, hiking and pickleball with your closest friends, and frequent connections with your family.
You are an expert in your field and have created your own company to consult others. You have freedoms outside of the corporate world but are also fully responsible for your family’s financial well-being.
Whether you are a retail, hospitality, or seasonal worker, you are making your path with hourly work, perhaps with tips to help fuel your savings for dream luxuries like travel or a new place to live.
You might own your home and work part-time, but your finances are a nuanced picture of lifetime savings coupled with ongoing expenses, especially medical bills, as you wait for Medicare eligibility.
You love being your own boss. You have the freedom to do what you enjoy every day, and fulfill your personal work goals. Yet freelancers and contractors still need financial protection from the unexpected.
Having employer-sponsored healthcare benefits isn’t what it used to be. You have deductibles and copays, plus your monthly premium costs. There’s an incredible need for additional coverage to help pay for these out-of-pocket responsibilities.
Why FlexBenefits?
By Brian Dow, President When asked why we created FlexBenefits, the answer is clear: to address the growing burden of out-of-pocket expenses faced by many individuals in various health plans. This issue is not limited to the individual ACA market but extends to the Medicare Advantage market and the small group markets. Deductibles continue to […]
15 Aug, 2024
FlexBenefits on BenefitsPRO: Protect Workers From Medical Debt
In a new article for BenefitsPRO, FlexBenefits founder Jeff Smedsrud draws attention to the crushing out-of-pocket costs faced by many people and discusses the need to protect people from medical debt. Smedsrud, a longtime benefits player, makes the case for supplemental insurance as a needed solution to help consumers safeguard their health and family finances. […]
25 Jul, 2024
The Financial Burden of a Critical Illness Diagnosis
Critical illnesses like cancer, heart attack or stroke are a huge burden not just emotionally and physically but also financially. The cost of initial care, prescription drugs, and follow-up treatment can run in the hundreds of thousands of dollars. No matter your health insurance coverage, this burdens patients and caregivers. What’s in this article How […]
24 Apr, 2024