Flex Accident provides you with additional benefits on top of your comprehensive health plan. Get accident insurance to help with your out-of-pocket expenses up to the annual benefit amount you select.
Critical illness insurance offers a lump sum benefit upon the diagnosis of a covered critical illness, such as cancer, stroke, or heart attack. The benefit can help with treatment costs, lost income, and lifestyle changes brought on by the illness.
Accident disability income benefits provide you with weekly income when you can’t work due to an accidental injury. You can select the weekly benefit amount to best align with your monthly income or household bills. Many independent contractors, small business employees and self-employed entrepreneurs don't have access to short term disability benefits.
If confined to a hospital because of a sickness, the plan will pay the Daily In-Hospital Indemnity Benefit amount. This cash is paid to you. You can use it to pay your share of medical expenses.
This wellness benefit provides a cash benefit to you for receiving routine wellness care even when your major medical plan pays for physician's charges.
For individuals enrolled in high-deductible health plans (HDHPs), out-of-pocket expenses for routine physician visits can be substantial until they meet their deductible. Physician office visit, emergency room and urgent care benefits can help mitigate these costs by providing fixed payments for each visit, regardless of deductible status.
Why FlexBenefits?
By Brian Dow, President When asked why we created FlexBenefits, the answer is clear: to address the growing burden of out-of-pocket expenses faced by many individuals in various health plans. This issue is not limited to the individual ACA market but extends to the Medicare Advantage market and the small group markets. Deductibles continue to […]
15 Aug, 2024
FlexBenefits on BenefitsPRO: Protect Workers From Medical Debt
In a new article for BenefitsPRO, FlexBenefits founder Jeff Smedsrud draws attention to the crushing out-of-pocket costs faced by many people and discusses the need to protect people from medical debt. Smedsrud, a longtime benefits player, makes the case for supplemental insurance as a needed solution to help consumers safeguard their health and family finances. […]
25 Jul, 2024
The Financial Burden of a Critical Illness Diagnosis
Critical illnesses like cancer, heart attack or stroke are a huge burden not just emotionally and physically but also financially. The cost of initial care, prescription drugs, and follow-up treatment can run in the hundreds of thousands of dollars. No matter your health insurance coverage, this burdens patients and caregivers. What’s in this article How […]
24 Apr, 2024